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International Student Healthcare

International Student Healthcare

I led a service design project to understand why international students struggle to navigate the U.S. healthcare system, and to redesign how their insurer’s digital tools support them across the entire care journey.

My Role

Service Designer (Research, Ecosystem Mapping, Blueprinting, Storyboarding, Graphic Design, Mobile Screens Hi-Fi, Prototyping)

My Role

Service Designer (Research, Ecosystem Mapping, Blueprinting, Storyboarding, Graphic Design, Mobile Screens Hi-Fi, Prototyping)

My Role

Service Designer (Research, Ecosystem Mapping, Blueprinting, Storyboarding, Graphic Design, Mobile Screens Hi-Fi, Prototyping)

Teammates

Aija Fang, Pallavi Borkar, Sherry Tang, Skye & Toko He

Teammates

Aija Fang, Pallavi Borkar, Sherry Tang, Skye & Toko He

Teammates

Aija Fang, Pallavi Borkar, Sherry Tang, Skye & Toko He

Tools

Figma, Photoshop, Google AI Studio, ImageFX, Miro

Tools

Figma, Photoshop, Google AI Studio, ImageFX, Miro

Tools

Figma, Photoshop, Google AI Studio, ImageFX, Miro

Duration

10 Weeks

Duration

10 Weeks

Duration

10 Weeks

Artifact Glimpses

How did it all start?

During spring 2025 | collaborated with 5 designers for a project, all of us being international students could resonate with the topic of healthcare, we could all resonate with the fact that the healthcare for international students in the US seems broken and we decided to sail our ship to explore the industry, SCAD being our immediate resource for audience we decided to focus our primary research there.

Summary

International students at the Savannah College of Art and Design (SCAD) face significant challenges navigating the U.S. healthcare system. Despite representing over 114 countries and comprising roughly 15% of SCAD’s undergraduates and 55% of graduate students , many struggle with health insurance literacy, language barriers, and unfamiliar healthcare processes.

Research shows that over 80% of international students are unclear about their financial responsibilities under U.S. health insurance, which directly affects whether they seek care. In our primary survey and interviews at SCAD, students echoed these concerns, citing confusion over terms like “copay” and “deductible” and fear of unknown costs. One student confessed, “I don’t dare go to the doctor because I simply don’t understand what I’m supposed to pay and what insurance covers.” Such confusion and fear lead to delays in care, avoidable health risks, and added stress on students

80% are unclear about how much would they have to pay for a medical visit

I don’t dare go to the doctor because I simply don’t understand what I’m supposed to pay and what insurance covers.

A few things to know before we kickoff

1. International Student Population

  • 1.1M+ students in U.S.

2. What Is Anthem?

  • Large U.S. health insurance company

  • Provides mandatory Student Advantage plan for F-1 visa students

3. What Is Sydney Health App?

  • Anthem's mobile app for healthcare navigation

  • Supposed to help students find doctors, check costs, book appointments

  • Reality: Only 16% adoption

  • Problems: Complex UX, slow, English-only, broken chatbot

4. What Is ISSO?

  • SCAD's International Student Services Office

  • Supports international students

Problem

International students face challenges navigating the U.S. healthcare system, including information gaps and communication barriers. Many struggle with medical terminology, and non-native English speakers find it difficult to understand. Additionally, unclear appointment procedures and concerns about costs often lead them to delay necessary care, causing minor health issues to worsen into serious conditions requiring emergency intervention.

Research

Research methodologies


  • Secondary Research (Case studies, Literature Review, Industry Reports & Market Data)


  • Qualitative Research (User Interviews, Focus Groups, Ethnographic Observation)


  • Quantitative Research (Surveys, Insurance claim analysis, Comparative Benchmarking)


  • Co-creation Workshops

57

survey responses

Survey distributed among international students at SCAD.

12

deep interviews

In-depth interviews provided rich qualitative insights.

What we learned

How international students actually navigate U.S. healthcare

80%don't understand U.S. health insurance
55%skip doctor visits due to cost confusion
20%delay or skip care due to unfamiliarity
9.7%of non-native speakers felt confident
60%turn to Google first (not Sydney app)
50%ask friends before seeking help
16%actually use Sydney app
9%use official channels (ISSO)
78%view healthcare as “very expensive”
41%received unexpected bills
68%couldn't understand their bills
30+ minaverage time to book an appointment
100%wanted centralized guidance
60%made different decisions with cost transparency

Feedback Loop

Going through the feedback flow of the ecosystem felt like looking at a city where all the bridges are one‑way. Governance, Anthem, and ISSO keep pushing information out, but almost nothing is structurally designed to flow back from students, so issues only surface when something goes very wrong, that’s when I realized our solution had to strengthen feedback, not just add more touchpoints.

Three Fold Typology Map

As we layered emotions onto the journey, the pattern felt uncomfortably familiar: calm at the start, panic in the middle, exhaustion at the end. It mirrored the stories I heard in interviews, students were okay until something hurts, then suddenly juggling portals, acronyms, and phone trees. Mapping those spikes made our goal painfully clear, flatten the panic and move more of the journey into the “I know what to do next” zone.

Current State Service Blueprint

When I mapped the current service blueprint, what hit me was how much work the student is doing to glue the system together. Every hand‑off, Sydney to ISSO, ISSO to campus clinic, clinic to insurer, relies on the student to carry information, repeat their story, and chase answers, which means the “service” is really a chain of silos with the student acting as the only integration layer.

Competitor Analysis

I benchmarked Anthem’s Sydney app against three student‑focused competitors. During this review we discovered that one major competitor doesn’t offer a mobile app at all a clear gap in digital support for students and an opportunity for Anthem to differentiate.

ERRAC Framework Implementation

This ERRAC chart helped us see where Sydney actually deserves to be bold, and where it needs to get out of the way.​

Across navigation, cost tools, appointments, and crisis support, Sydney’s line consistently sits above ISI and IMG, so I framed those as our “RAISE and CREATE” zones, places to double down with triage, pricing clarity, and live help. The dips at multilingual support and emergency protocol told me exactly where students stop trusting the app, which is why those two categories became non‑negotiable redesign targets.

Value Pillars

We decided to map our solution across three interconnected value pillars to ensure international students receive comprehensive support, not just in understanding their coverage, but in accessing care and communicating effectively throughout their healthcare journey.

  • C & T + A & N (Yellow): Simplified Navigation & UX, Guided Workflow

  • C & T + EC (Orange): AI-powered Chatbot for Queries, Hotline, Cost Estimation Clarity

  • A & N + EC (Red-Orange): Additional support features

Future State Ecosystem

On the future‑state ecosystem map, what changed for me was who is allowed to move first. Instead of students having to hunt separately for ISSO, Sydney, peers, and providers, the map shows Sydney, ISSO, and the Healthcare Facilitator actively pushing help outward—triage, education, and peer support are now coordinated instead of accidental.​

The big shift is that students stop being the “connector node” and become the center of a loop where information, translation, and accountability circulate without them having to chase each piece.

Solution

Our solution focuses on making enhancements in the SCAD's application, the Anthem's Sydney App and slide deck and document delivery of the orientation presentation.

Healthcare Community

Healthcare Community

9:41

9:41

Home

Home

Appointment

Appointment

Care

Care

Benefits

Benefits

Account

Account

ID Cards

ID Cards

WELCOME

WELCOME

EN

EN

Abe Hou

Abe Hou

My Benefits

My Benefits

Need Action

Need Action

0% Complete

0% Complete

View All

View All

Know where to go for care

Know where to go for care

Choose your primary care physician

Choose your primary care physician

Understand your benefits

Understand your benefits

EN

EN

ZH

ZH

ES

ES

DE

DE

AR

AR

Solution : Anthem's Insurance Portal

Solution : Anthem's Portal

Multilingual App

This phase focuses on solving one of the major barriers of the communication issues. Many international students find it hard to understand english terminologies resulting in confusions and errors. By making the app multilingual we plan on eliminating those errors and helping students navigate the app comfortably!

Multilingual App

Multilingual App

This phase focuses on solving one of the major barriers of the communication issues. Many international students find it hard to understand english terminologies resulting in confusions and errors. By making the app multilingual we plan on eliminating those errors and helping students navigate the app comfortably!

Multilingual App

Solution : SCAD Student App

The Healthcare Community is a new section inside the SCAD student app, giving students easy access to peer support. From here, they can ask questions, get help with insurance, and navigate care confidently, all in one place.

Students can request help in their preferred language by booking a peer Language Buddy. The buddy can assist with booking appointments, explaining insurance, or providing live interpretation during doctor visits.

My Learnings

Navigating Complex Healthcare Ecosystems
I learned how to map and understand multi-stakeholder healthcare systems, insurance providers, university health services, medical providers, and patients all operating with different priorities. This taught me how to identify leverage points where small changes create ripple effects across the entire ecosystem.

Designing for Vulnerable Moments
Healthcare isn't transactional, people interact with it when they're sick, scared, and vulnerable. I learned to design for high-stress, low-literacy moments where clarity and reassurance matter more than efficiency. This changed how I think about information hierarchy and emotional touchpoints.

Understanding Healthcare Operations and Constraints
Learning about EHS systems, HIPAA compliance, insurance claims processing, and backend workflows taught me that patient experience is only half the equation. I learned to design solutions that work within regulatory constraints and operational realities, not just idealistic fixes that can't be implemented.

Thinking in Systems, Not Just Screens
This project taught me that healthcare service design means understanding how front-stage, back-stage, and support systems interact. I learned to trace problems to their root causes in invisible processes like how a broken insurance verification step creates anxiety for students weeks later.

Leading Through Ambiguity in Sensitive Spaces
Healthcare research requires careful facilitation people don't easily share medical stories. I learned how to build trust quickly, ask sensitive questions ethically, and synthesize emotionally heavy research into actionable insights without losing the human context.

End of Project

Available For Work

If you’ve made it this far, we’re either meant to work together, or you’re just really into footers!

omkarux7@gmail.com

www.omkartalwalkar.com

+1 (912) 441 - 4629

Available For Work

If you’ve made it this far, we’re either meant to work together, or you’re just really into footers!

omkarux7@gmail.com

www.omkartalwalkar.com

+1 (912) 441 - 4629

Available For Work

If you’ve made it this far, we’re either meant to work together, or you’re just really into footers!

omkarux7@gmail.com

www.omkartalwalkar.com

+1 (912) 441 - 4629